What are earnings?

• Earnings refer to all income generated through POSTYPE, including ‘post earnings’ accumulated through post sales and sponsorship, ‘membership earnings’ received through membership recurring sponsorship, ‘request earnings’ generated through 1:1 commission requests, and ‘CharacterTalk earnings’ paid from other users’ paid chats when you are selected as a CharacterTalk partner. These earnings qualify as the creator’s income.

• Creator verification enables you to turn on automatic withdrawal so you can cash out your earnings.
• Withdrawn earnings are subject to tax filing. For creators who continuously generate earnings, we recommend business registration.
• From February 1, 2020, earnings can only be withdrawn and can no longer be reused for post purchases or sponsorship.
  • Can I use my earnings for post purchases or sponsorship, or convert them to points?
• Earnings expire 5 years from the date they are credited. However, if you directly delete your account or your account is deleted due to 5 or more years of inactivity, they will expire immediately and cannot be restored.

How to withdraw earnings

• To withdraw your earnings, you must complete creator verification once.
• After creator verification is complete, you can enable automatic withdrawals under [Earnings] > [Withdrawal settings].
  • However, for safe transfer of your earnings, you cannot change your automatic withdrawal settings from 12:00 a.m. to 12:00 p.m. (noon) on the 1st of every month, when automatic withdrawals are processed.
• If your total earnings balance is at least 10,000 KRW and automatic withdrawal is enabled at 12:00 a.m. on the 1st of every month, withdrawal will be automatically requested for the full amount of earnings accumulated up to the previous month.
• Withdrawal records are generated between 8:00 a.m. and 12:00 p.m. (noon) on the 1st of every month, after the financial institutions’ maintenance hours. Once an automatic withdrawal request is completed, the record will appear under [Earnings] > [Withdrawal history] and your entire earnings balance will be deducted.
• If your earnings-related account settings are changed before withdrawal record generation is completed in the morning of the 1st, the withdrawal request may not be processed correctly. Please be careful.
• The amount requested for withdrawal will be deposited on the 10th of the same month (or the previous business day if it falls on a holiday) during business hours (10:00–19:00) into the bank account you registered when completing personal creator verification.
  • All earnings accumulated up to May 31: classified as May earnings, automatically tallied at 8:00 a.m. on June 1 and paid on June 10
  • All earnings accumulated up to June 30: classified as June earnings, automatically tallied at 8:00 a.m. on July 1 and paid on July 10

• You cannot withdraw only part of your earnings.
• You cannot change the withdrawal date for automatically requested earnings.
• When withdrawing earnings, a withdrawal fee is charged as a platform usage fee.
  • For details, please see the withdrawal fee policy document.
• In addition, in accordance with tax law, 10% of the total fee is collected as value-added tax (VAT) on your behalf.
• If, at the time the withdrawal record is created, the transfer is not possible due to reasons such as account closure, incorrect business registration number, change to your creator type, or business closure, the issued tax invoice will be canceled and the requested earnings will be credited back to your account.
  • In case of withdrawal failure, please change your withdrawal account.
• After you delete your account, you can no longer request withdrawals of your earnings.
• If you requested a withdrawal before account deletion but the deposit cannot be made due to reasons such as account closure, the withdrawal may not be completed, so we recommend deleting your account only after your earnings have been deposited whenever possible.